Verihubs Identity Verification and Fraud Prevention

Verihubs is a Jakarta-based SaaS company that provides identity verification and fraud prevention for digital businesses. It helps banks, insurers, securities platforms and digital services in Indonesia verify customers remotely while blocking spoofing and fake accounts, and it is backed by Y Combinator, Insignia Ventures and MDI Ventures.

The platform combines face recognition, liveness detection and deepfake detection with OCR extraction, ID verification, NFC passport verification and tax ID checks. Phone verification runs through SMS and WhatsApp OTP, and risk modules add watchlist screening, device intelligence, income checks and KYB. Clients integrate through REST APIs and SDKs for JavaScript, Java, Swift, Python and PHP, and monitor results on a web dashboard.

• Face recognition: Matches selfies to reference photos with NIST-evaluated algorithms.
• Liveness and deepfake detection: Blocks photos, videos, masks and AI-generated faces.
• OCR and ID verification: Extracts and validates data from identity documents.
• NFC passport check: Reads passport chips to confirm document authenticity.
• SMS and WhatsApp OTP: Verifies phone ownership with callback-based APIs.
• Device intelligence and KYB: Adds device risk signals, watchlist screening and business checks.

A Vietnamese insurer can verify policyholders by face and document before issuing digital policies. A brokerage app can add deepfake detection to its eKYC flow. A lender can confirm phone ownership through WhatsApp OTP and flag risky devices before disbursing loans.

Verihubs cites face recognition accuracy of up to 99%, OCR accuracy of up to 98% and OTP delivery rates of up to 95%. NIST FRVT 1:N results show a false non-match rate under 1%. One vendor covers face, document, phone and risk checks, which simplifies procurement. More than 400 clients, including major banks and insurers, use the platform.

Generative AI has made deepfake selfies and forged documents cheap, and regulators in Southeast Asia now expect stronger biometric checks for remote account opening. Financial institutions are moving from single liveness checks to layered verification that also inspects devices and phone numbers.

Office in West Jakarta, Indonesia. Backed by Y Combinator, Insignia Ventures, Central Capital Ventures, MDI Ventures and Wavemaker. Holds ISO 27001 and ISO/IEC 30107 liveness certification via FIME, earned NIST FRVT 1:N certification in May 2025 and carries an OJK recommendation (S-42/D.07/2024). Founding year not stated on the website.