VIDA Identity Platform with ID FraudShield

VIDA is an Indonesian digital identity and fraud prevention company operating as a certificate authority under PT Indonesia Digital Identity. It serves banks, multifinance companies, digital lenders, insurers and payment platforms that must verify people remotely and sign documents with legal validity.

The platform spans identity verification (OCR, document checks, liveness, income verification), passwordless authentication with face and phone tokens, an identity operations centre, and enterprise signing with e-meterai and e-seal. ID FraudShield, launched in May 2026, runs beside biometric liveness and analyses device signals, user behaviour, network and location in real time; a rule engine scores each session from low to critical risk, and an ID graph links devices, documents and biometrics to expose fraud rings and mule accounts.

• Biometric liveness: Confirms a real person is present and blocks deepfakes and replays.
• Device intelligence: Flags emulators, modified devices and cloned apps.
• Behavioral analytics: Monitors patterns while users enter data during onboarding.
• Network and location checks: Detects VPNs, proxies and fake GPS.
• Rule engine and ID graph: Scores session risk and links data to reveal fraud rings.
• Enterprise signing: Provides signing APIs with e-meterai and e-seal support.

A Vietnamese consumer lender can score device and behaviour risk during loan applications to stop mule accounts. A bank can replace passwords with face tokens for high-risk transactions. An insurer can let customers sign policies digitally after biometric verification.

VIDA reports more than 2.5 million identities verified daily, 50,000 digitally signed transactions secured daily and 99.9% prevention of ID card forgery. ID FraudShield catches emulator farms, injection attacks and GPS spoofing that biometric checks alone can miss. One integration covers verification, authentication and legally valid signing.

Identity fraud in Southeast Asia has shifted from forged cards to deepfakes, emulator farms and mule accounts, and single-layer liveness is no longer enough. Lenders and banks are adopting layered defences that verify the person, the document and the device together, alongside certified electronic signatures.

Indonesian company led by founder and group CEO Niki Luhur. Recognised by Komdigi and Dukcapil, member of the Cloud Signature Consortium and FIDO Alliance, listed on the Adobe Approved Trust List, with iBeta Level 2 and WebTrust seals. Trusted-by logos include Grab, Shopee, DANA, GoTo, Traveloka, BRI and HSBC.