Skaleet Core Banking Platform

Skaleet is a French core banking software company based near Paris that sells a SaaS core to traditional banks, neobanks, payment service providers and Banking-as-a-Service providers. It targets three situations: launching a new bank or financial product, moving from a BaaS dependency to an owned SaaS core, and migrating away from legacy systems.

The platform is modular and event-driven, processing transactions in real time. Standalone modules cover accounts and cards, payments, loans and savings, customers and process automation, with connectors activated as needed. It is API-centric, with pre-integrated card processors and KYC providers, more than 50 configuration options and public API documentation, and is hosted in a private cloud in EU data centres.

• Accounts and cards: Manages current accounts, ledgers and card programmes in one core.
• Payments: Processes domestic and card payments in real time through an event-driven engine.
• Loans and savings: Configures credit and deposit products without custom development.
• Process automation: Automates back-office workflows and customer lifecycle events.
• Pre-integrations: Connects ready-made card processors and KYC providers or a bank's own via API.
• Modular activation: Lets institutions switch on only the modules a use case needs.

A Vietnamese bank could launch a separate digital banking brand on a modular core within months. A payment intermediary or e-wallet could run accounts, cards and savings on its own ledger. A retail or telecom group could add co-branded accounts and cards for its customers.

Skaleet states implementation in 4 to 6 months depending on the use case and platform updates every two months, with 99.99% availability. Banque Nationale de Mauritanie acquired 90,000 customers in under a year, BMCI launched a digital bank in 4 months, and KongaPay migrated 50,000 accounts and 2 million transactions.

Many fintechs and non-bank brands that launched through BaaS partners now want their own core to control margins and product roadmaps, while mid-sized banks look for faster ways to spin up digital subsidiaries. Modular SaaS cores with short implementation cycles fit both needs, including in emerging markets in Africa and Asia.

Based in Boulogne-Billancourt near Paris, France. Named Europe's Best Core Banking Solution at the Euromoney Awards for Excellence 2026. ISO 27001 certified. Customers include Caisse d'Epargne Hauts-de-France, eZyness (La Banque Postale group), FDJ Services, helios, KongaPay, BMCI and Banque Nationale de Mauritanie. Founding year not stated on the website.