Alipay+ Cross-border Wallet Payment Gateway

Alipay+ is the cross-border payment gateway of Ant International that connects merchants and acquirers with mobile wallets and national payment switches through one integration. It addresses the problem that travellers and online shoppers prefer their home wallets, while merchants cannot integrate dozens of foreign payment apps individually.

The gateway links more than 50 mobile payment providers and over 10 national switches, reaching 2 billion consumers in 220 markets, with more than 150 million QR and 150 million NFC merchants. Its payment layer covers online cashier, auto debit, in-store QR, NFC and agentic payments; a digital layer adds A+ Rewards, tax refund, remittance and payment marketing; and wallet technology helps providers build super apps. In Vietnam, Ant International works with NAPAS and Vietcombank so Alipay users can pay at VietQRGlobal merchants with settlement in yuan and dong.

• In-store QR and NFC: Lets visitors pay at physical stores with home wallets.
• Online cashier: Accepts wallet payments in e-commerce and app checkouts.
• Auto debit: Supports recurring and subscription payments from wallets.
• A+ Rewards: Runs cross-wallet promotions to attract wallet users.
• Tax refund and remittance: Adds digital services on top of payments.
• Wallet technology: Provides super app and mini program platforms for wallet providers.

Hotels, restaurants and shops in tourist areas can accept Alipay and partner wallets through their acquiring bank. A Vietnamese acquirer or payment intermediary can offer foreign wallet acceptance through one integration. A Vietnamese e-wallet can join the network so its users pay abroad.

Merchants and acquirers accept dozens of foreign wallets through a single integration instead of separate contracts. Access to 2 billion wallet users helps capture spending from travellers and cross-border shoppers. Rewards and payment marketing tools drive repeat visits, and local-currency settlement removes FX handling for merchants.

Asian travellers increasingly pay with mobile wallets abroad, and national QR systems are being linked across ASEAN and with China. Vietnam's recovery in Chinese and regional tourist arrivals makes wallet acceptance a practical way for merchants to capture visitor spending.

Operated by Ant International, an affiliate of Ant Group. Wallet partners include Mynt (GCash), Touch 'n Go eWallet and Ascend Money (TrueMoney). In April 2026 NAPAS, Vietcombank and Ant International expanded Vietnam-China cross-border QR payments, with Vietcombank as settlement bank.