
1. Technology overview
Omise is a payment technology provider founded in 2013 that operates in Thailand, Singapore, Malaysia, Japan and the United States. After operating as Opn for two years, the company returned to the Omise name in March 2025. It provides software and APIs that let businesses accept payments and help financial institutions run payment services.
For merchants, Omise offers online checkout, one-click checkout, local payment options, Payment Links+, a transaction dashboard with reporting and refunds, and AI tools for integration. For platforms and banks it supplies payment orchestration, PayFac infrastructure for embedded payments and acquiring processing technology. Recent additions include Smart Routing, a generative dashboard, network tokenisation with Visa and Omise MCP, which lets AI agents create and manage payments. Customers include 7-Eleven, McDonald's Thailand, DHL, SCG, Coway, TrueMoney and SHOPLINE.
2. Highlighted features & specifications
- Online checkout: Accepts cards and local payment methods on websites and apps.
- Payment Links+: Lets merchants collect payments through shareable links.
- Payment orchestration: Routes transactions across providers for platforms in Asia and North America.
- PayFac and acquiring: Supplies embedded payment and processing technology to platforms and banks.
- Network tokenisation: Replaces card details with Visa network tokens to cut fraud and failed payments.
- Omise MCP: Allows AI agents to integrate and run payment operations.
3. Potential application
A Vietnamese brand selling to Thai customers can accept local card and QR payments through Omise. A Vietnamese bank or payment intermediary can evaluate Omise acquiring or PayFac technology to serve sub-merchants. A subscription business can adopt network tokens to reduce failed recurring charges.
4. Benefits
Merchants get more than 100 ways to accept payments through one integration and a dashboard for transactions, reporting and refunds. Visa network tokens offered through Omise update expired card details automatically; Coway Thailand reported an 8.5% increase in transaction volume after adopting them. Banks and platforms can launch acquiring or embedded payments on Omise technology, with 99.99% reported service uptime.
5. Market trends & opportunities
Thailand's PromptPay and other ASEAN QR schemes are linking up, and merchants need gateways that combine cards, QR and wallets across markets. Banks in the region are also outsourcing acquiring and embedded payment technology, while card networks push tokenisation to reduce online fraud.
6. Other information
Founded in 2013; founder and group CEO Jun Hasegawa. Operated as Opn for two years before returning to the Omise name in March 2025; www.opn.ooo now redirects to omise.co. Operates in Thailand, Singapore, Malaysia, Japan and the US, and reports being among the top 25 payment processors in the US. Joined the Japan-based CODAS privacy-first AI initiative in 2026.
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