spektr Compliance Platform

spektr is a Copenhagen-based compliance technology company whose platform covers customer onboarding, customer monitoring, transaction monitoring and case operations for banks, fintechs and payment firms. The site's address is Toldbodgade 31, Copenhagen.

The platform is organised around four pillars: connecting the institution's stack, automating processes, deploying AI agents and governing decisions. Version 3.0 adds a Policy Engine that turns written compliance policies into executable rules, Transaction Monitoring and Case AI that gathers evidence for analysts. Case studies include Santander Leasing, Pleo and Nexi.

• Customer onboarding: KYC and KYB with workflow and process builder.
• Customer monitoring: ongoing risk assessment of existing clients.
• Transaction monitoring: alerts routed into the same customer record.
• Case operations: Case AI collects evidence for investigations.
• Policy Engine: converts written policies into executable rules.
• AI agent builder: create, optimise and monitor agents with governance controls.

• A bank compliance unit consolidating KYC refresh and transaction alerts in one tool.
• A payment or leasing company automating KYB for corporate clients.
• A fintech turning its AML policy manual into executable monitoring rules.

• Onboarding, monitoring and investigation sit in one customer record, reducing tool switching.
• Policy Engine keeps automated decisions tied to written compliance policy.
• AI agents prepare evidence so analysts review rather than gather data.
• ISO 27001, SOC 2 Type II and ISO 42001 listed for security review.

Regulators expect auditable controls around AI used in compliance, so vendors are tying agents to explicit policy rules. Vietnamese banks upgrading AML systems under Circular 27/2025 may look for platforms that merge onboarding, monitoring and case handling, although spektr's site shows no Southeast Asian presence.

Copenhagen, Denmark. USD 20 million Series A led by NEA (per press coverage), spektr 3.0 launched around September 2026. ISO 27001:2022, ISO 27701:2019, ISO/IEC 42001:2023, SOC 2 Type II. Data hosted in the EU.