insureMO Insurance Middle Office Platform

insureMO Corporation provides an insurance middle-office platform for APIs, data and AI, serving insurers, brokers, insurance channels and tech companies. A release on its site states it is headquartered in Singapore and serves over 500 customers and 5,000 channels in more than 50 countries.

The cloud-native, API-first platform offers 2,500+ atomic APIs, a data platform, an AI platform and 17,500+ pre-built insurance products. It supports embedded insurance for banks, auto finance firms, ride-hailing platforms, telecoms and travel companies. Named partners and customers include Oona, SBI General Insurance, Chubb Life and MoneyHero.

• Insurance API platform: more than 2,500 atomic APIs for quoting, issuance and servicing.
• Product libraries: 17,500+ pre-built products across life, general, health and commercial lines.
• Data platform: shared data layer for analytics and reporting across channels.
• AI platform and agents: AI agents for requirements, configuration, coding, testing and operations.
• Embedded insurance: connects insurers to banks, auto finance, ride-hailing, telecom and travel partners.
• Cloud-native architecture: microservices, API-first and headless design, with AWS Service Ready status.

A Vietnamese non-life insurer could expose motor and travel products by API to banks and e-wallets. A life insurer could modernise its middle office without replacing its core system. A telecom or ride-hailing operator could embed accident cover through a single API layer.

Lets insurers launch products and connect to distribution channels faster through ready APIs and product libraries. Supports embedded insurance across banking, mobility, telecom and travel channels. Processes over USD 25 billion of gross written premium per year, according to the vendor. Chubb Life cites support for customised products across the Southeast Asian market.

Southeast Asian insurance penetration is low and distribution is shifting to digital partners. In the Philippines, insurance is around 2% of GDP versus a regional average of 4-5%, per the vendor release. Vietnamese insurers face similar pressure to open APIs to banks, e-wallets and super-apps.

Legal entity insureMO Corporation. A release on its site states a Singapore headquarters, while the About page lists a Shanghai global HQ, so the base is not fully clear. Partners named in news include Oona, MoneyHero, Digile and Cyble. AWS Service Ready certifications cited.