Embat Treasury Platform

Embat is a cloud treasury platform that lets finance teams track, forecast, reconcile and move cash from one connected system. Its site lists Madrid as the first of four offices (Madrid, London, Berlin, Munich) and shows case studies from companies such as Fever, Wallapop, Treatwell and Northern Data Group.

The platform has modules for treasury management and cash forecasting, intercompany operations, counterparty and debt management, bank and PSP reconciliation, corporate payments with approval flows, and a connectivity hub for banks and ERPs. An AI agent called TellMe supports finance workflows.

• Cash forecasting: cashflow management and forecasting across entities.
• Reconciliation: bank reconciliation and PSP reconciliation.
• Payments: payment flows, execution and approval workflows.
• Risk: counterparty management and debt management.
• Connectivity: banks via API, host-to-host, EBICS and SWIFT; ERPs including NetSuite and SAP.
• TellMe AI: AI agent for finance workflows, with Claude and ChatGPT connections.

A Vietnamese group with subsidiaries and multi-bank accounts can consolidate cash positions and forecasts. A manufacturer exporting in USD can monitor counterparty and bank exposure. A shared finance team can standardise payment approvals across entities.

Treasury teams get one view of cash positions across banks and entities, with forecasting and reconciliation in the same tool. Connectivity to API, host-to-host, EBICS and SWIFT channels is stated to cover 15,000+ financial institutions. ISO 27001 certification and ERP integrations (NetSuite, SAP, Business Central) support enterprise controls.

Growing mid-market groups in Southeast Asia operate many bank accounts and currencies and still reconcile in spreadsheets. Cloud treasury tools with bank connectivity and AI assistants are being adopted to improve cash visibility and FX exposure management.

Headquartered in Madrid per the offices list; Series B of EUR 30 million reported by Finextra in 2026-05; named one of Europe's hottest startups by WIRED in 2024-10. G2 High Performer 2026 and AENOR ISO 27001 seal.