
1. Technology overview
ipaymy is a Singapore payments platform, the trading name of ipaymy Technologies Pte. Ltd., that lets enterprises, SMEs and individuals pay or collect payments by credit card. It is regulated as a Major Payment Institution by the Monetary Authority of Singapore (licence PS20200558).
Products include Business Payments, Enterprise and Fetch, an automated invoicing platform for SMEs launched in 2024-01 to collect card payments. Buyers can pay suppliers by card with extended payment periods, suppliers need not change their process, and cross-border payments reach 130+ countries in 70+ currencies.
2. Highlighted features & specifications
- Business Payments: pay suppliers by credit card with extended payment terms.
- Fetch: automated invoicing for SMEs to collect card payments.
- Supplier onboarding: suppliers receive funds without changing payment processes.
- Cross-border: payments to 130+ countries in 70+ currencies.
- Bank coverage: supports major banks in Singapore and Malaysia.
- Developer API: documentation for integration.
3. Potential application
A Vietnamese importer can pay foreign suppliers by card to extend payables. A regional supplier selling to Singapore buyers can accept card payments without changing billing. An SME can issue Fetch invoices to speed collections.
4. Benefits
Buyers extend cash cycles by paying suppliers with credit cards, including where cards are not normally accepted. Suppliers get paid without changing their process. SMEs using Fetch can issue invoices and collect card payments faster, and card payments can earn rewards.
5. Market trends & opportunities
B2B card acceptance and virtual cards are expanding in APAC as buyers seek working-capital flexibility. Vietnamese importers and distributors paying overseas suppliers face the same need for payment terms and cross-border reach.
6. Other information
Media Centre lists: 2026-06 Mastercard partnership for B2B card acceptance across APAC; 2026-03 partnership with SAP Taulia; 2025-04 Mastercard Start Path; 2017-11 USD 1 million fundraise. Founding year is not stated.
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