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Playbook & Handbook · February 6, 2026
Winning Accelerator Playbook 2026 by BambuUP
EDTECH: LEVERAGING AI-POWERED TECHNOLOGIES TO TRANSFORM THE LEARNING EXPERIENCE
1. Technology overview
ThreatMark is a fraud prevention company whose Behavioral Intelligence Platform targets scams, account takeover, phishing, money mules and new account fraud in digital banking. Its site lists Michal Tresner as founder and CEO and claims more than 40 million online users protected.
The platform analyzes user behavior and device signals to protect payments and logins, while ScamFlag is a white-label, GenAI-based tool inside the banking app where users upload suspicious messages, emails, websites or payment requests for an instant legitimacy check. Customers named include ERSTE Group units, CSOB, Banca Comerciala Romana and Tri Counties Bank.
2. Highlighted features & specifications
- Behavioral Intelligence Platform: full-stack fraud prevention built on behavior analysis.
- ScamFlag: GenAI scam detection built into the banking app with white-label SDK.
- Cyber Fraud Fusion Center: threat intelligence on phishing and malware.
- FraudIntel: real-time detection of cross-border fraud schemes.
- Account takeover and mule defense: covers SIM swap, session hijacking, remote access attacks and money mules.
3. Potential application
A Vietnamese retail bank can embed ScamFlag in its mobile app so customers verify suspicious links and payment requests before transferring funds. The behavioral platform can flag remote-access and session hijacking attacks during login.
4. Benefits
Lets bank customers check suspicious content inside the banking app with plain-language explanations of manipulation tactics. Pre-integration with Q2 allows deployment from two weeks. Covers authorized push payment, investment, romance and purchase scams as well as account takeover.
5. Market trends & opportunities
Authorized push payment and social engineering scams are pushing banks toward customer-facing scam checks and behavior-based detection. Vietnamese banks face a rising share of online scams and need controls that work inside mobile banking apps.
6. Other information
Recognized as a Leader in the 2026 SPARK Matrix for Behavioral Biometrics and Device Intelligence (per its site). ScamFlag launched in 2025 and became available through the Q2 Marketplace in November 2025. Privacy policy lists ThreatMark s.r.o. in Brno, Czech Republic and ThreatMark Inc. in Charlotte, United States.
