DailyPay On-Demand Pay Platform

DailyPay offers On-Demand Pay, also called earned wage access, which lets employees access earned pay before payday, together with financial wellness tools and recruitment and retention support for employers. Its listed headquarters is at 55 Water Street, New York.

The platform integrates with 180+ HCM, payroll and time management systems, including Workday, SAP, ADP and Oracle. Products include the main platform, a Small Business offer for firms under 500 employees, a prepaid Visa card, off-cycle disbursement, real-time tips and DailyPay Built In for HCM partners. Customers shown include Waste Management, Goodwill, Lidl, Adecco and HCA Healthcare.

• On-Demand Pay: employees access earned wages before payday.
• Financial wellness tools: planning and budgeting in one app.
• Small Business: a version for businesses under 500 employees.
• Cycle and Tips: off-cycle pay disbursement and real-time access to tips.
• Visa prepaid card: a DailyPay card issued by a partner bank.
• Built In: embedded on-demand pay for HCM partners with 180+ integrations.

Vietnamese payroll and HCM vendors could study the Built In model for embedding wage access. Large employers in retail and logistics could use it as a benchmark for wage access benefits.

Employers can launch on-demand pay with the site stating no cost or disruption to the business, using existing payroll and HCM integrations. Implementation support covers launch, employee activation and training. Employees get wellness and budgeting tools in a single app alongside early access to earned pay.

Earned wage access is becoming a standard feature that HCM and payroll vendors embed, and providers are adding small-business and off-cycle options. Regulators license providers state by state in the United States, a path that Southeast Asian markets are beginning to consider.

Headquartered at 55 Water Street, New York. Holds Nevada and Wisconsin earned wage licenses and NMLS ID 2587396; the Visa card is issued by The Bancorp Bank, N.A. Awards listed include TIME America's Top WorkTech Companies 2026 and a 2026 Lighthouse Tech Awards badge.