Avaloq Banking and Wealth Platform

Avaloq is a Swiss banking and wealth management software provider founded in Zurich in 1985 as BZ Informatik and part of the NEC Group since 2020. It serves banks and wealth managers that need one system for front-to-back processing.

The platform combines digital channels, client management, investment management, trading, lending, payments, treasury, risk and compliance, data analytics and an integration layer on one code base. It supports over 100 financial products and can be delivered as SaaS, platform as a service or on-premises, with optional managed services. Avaloq states that over 170 clients use it, and it has Asian deployments such as Bank SinoPac in Hong Kong.

• Client management: client onboarding and relationship tools on one data model.
• Investment management: advisory, portfolio management and trading.
• Banking modules: lending and credit, payments, treasury, risk and compliance.
• Data analytics: reporting and analytics on the platform's single database.
• Open architecture: third-party integration, custom interfaces and partner ecosystem.
• Delivery options: SaaS Go, SaaS, PaaS or on-premises with managed services.

A Vietnamese bank consolidating private banking and wealth systems into one platform. A securities or asset management firm that needs advisory and portfolio management tools. A regional bank launching offshore wealth services.

Front-to-back processing on one platform with straight-through processing rates of up to 99%, according to the vendor. Claims of up to 10% higher revenue per adviser. Entry into new markets in as little as six months, per the vendor. Flexible deployment from SaaS to on-premises.

Avaloq research published in 2026 found that 45% of Vietnamese wealth professionals cite limited client data analytics as a barrier and 75% use seven or more systems daily. This points to demand for consolidated wealth platforms among Vietnamese banks and brokers as affluent investors grow.

Founded 1985 in Zurich, Switzerland, rebranded Avaloq in 1996, integrated into the NEC Group in 2020, with a partnership with BlackRock. Singapore subsidiary opened between 2007 and 2009. Bank SinoPac went live in 2026-10.