fincite cios Wealth Management Platform

Fincite GmbH is a wealth management software company with its imprint in Frankfurt, Germany. Its product fincite cios is a modular, AI-supported wealth management platform for banks and asset managers, covering the process from client onboarding to reporting under MiFID II-compliant advisory workflows.

The platform includes onboarding with profiling and KYC, discretionary portfolio management processes, portfolio health checks, ordering and order tracking, reporting with performance, risk and regulatory analysis, sustainability preferences, and planning tools such as Monte Carlo simulation and stress tests. Named clients include Berenberg Privatbank, Hauck Aufhäuser Lampe, BCA AG and ABN AMRO Private Banking, and it connects to market data and custodian banks.

• Onboarding: MiFID II-compliant advisory processes with profiling and KYC.
• Portfolio management: discretionary portfolio management process and portfolio health check.
• Ordering: order creation, documents and order tracking.
• Reporting: aggregation, performance, benchmark, risk and regulatory reporting.
• Planning tools: Monte Carlo simulation, stress tests, wealth forecast and goal planning.
• AI and extensions: CIOS AI features and an extension store for add-on modules.

Private banking units of Vietnamese banks could use the advisory and suitability modules as a reference when digitizing client profiling and reporting. Fund managers could use the portfolio health check and reporting modules for institutional client reports.

Covers onboarding, advisory, ordering and reporting in one SaaS product, reducing the number of systems a bank must run. MiFID II-compliant processes support regulated advisory. Modular design lets institutions adopt individual modules. Available through Microsoft Azure Marketplace since January 2026.

Banks are replacing fragmented advisory and reporting tools with modular, cloud-delivered wealth platforms that embed AI. Vietnamese banks and securities firms building private banking or wealth advisory services face the same need for suitability, KYC and reporting workflows, although MiFID II specifics are European.

Fincite GmbH, Frankfurt, Germany (per footer imprint). Platform listed on Microsoft Azure Marketplace in January 2026. Site claims 630k+ end customers and 9k+ financial advisors on the platform.