Fin.com Cross-Border Payments

Fin.com is a cross-border money movement company; regulated payment services are provided by FIN.COM Payments Inc., a Money Services Business registered with FINTRAC in Canada. A trade article describes it as a New York start-up, and its founding year is not stated on the pages reviewed. It targets slow, costly international transfers that take 2 to 5 days through traditional banking.

The platform is a single orchestration layer for collecting, converting and moving funds through local rails, USD virtual accounts, SWIFT and stablecoin settlement. Modules cover pay in, pay out, crypto payments, virtual accounts and wallets, with a REST API, sandbox and hosted checkout. It lists 30+ countries and 40+ currencies, including THB, IDR, PHP and SGD.

• Pay In: collect via bank transfers, wires and stablecoins.
• Pay Out: bank accounts and local rails, including bulk payouts.
• Virtual Accounts: USD, AED, EUR and INR accounts, plus a named USD SWIFT account.
• Wallets: fiat and stablecoin wallets via API or white-label app.
• Crypto payments: stablecoin support including USDC and USDT.
• Developer tools: REST API with OAuth, webhooks, sandbox and hosted checkout.

A Vietnamese payroll or freelancer platform paying contractors in several Southeast Asian currencies via bulk payouts. An importer settling USD supplier invoices through a virtual account. A fintech app embedding wallets and payouts through the API.

Settlement is described as minutes, with most transactions under an hour, versus 2-5 days via banks. Pricing is listed at 0.01-0.3% per transaction depending on volume and corridor. KYC, KYB and AML are handled within the infrastructure. Operates 24/7 with sandbox access for integration.

Stablecoin settlement is being adopted to shorten cross-border payment cycles in emerging markets. Southeast Asia corridors such as Thailand, Indonesia, the Philippines and Singapore are among the currencies listed, relevant to Vietnamese importers, payroll providers and remittance platforms that pay out regionally.

Seed round of $20M announced September 2026 led by Garrett Camp with Coinbase Ventures and others; the trade article cites seven acquisitions completed. Registered with FINTRAC and the Bank of Canada. Site lists gaming among industry verticals only as a customer sector.