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Embedded Finance & Super App

ChargeAfter

ChargeAfter is a point-of-sale financing technology company founded in 2017 by Meidad Sharon and headquartered in New York. It addresses a distribution problem for banks and lenders: consumer credit is…

Kodo

Kodo is an Indian corporate card and spend management company founded in 2019 by Deepti Sanghi and Gaurav Thapa, based in Mumbai and part of Y Combinator’s Winter 2021 batch.…

Alaan

Alaan is a corporate card and spend management company founded in 2022 by Karun Kurien and Parthi Duraisamy, headquartered in the United Arab Emirates and operating in the UAE and…

Volopay

Volopay is a spend management company headquartered in Singapore, founded in 2019 by Rajith Shaji and Rajesh Raikwar and backed by Y Combinator and Antler. It was built for Asian…

Pleo

Pleo is a Danish spend management company founded in 2015 in Copenhagen by Jeppe Rindom and Niccolo Perra, both formerly of Tradeshift. It replaces the common pattern in which employees…

Payhawk

Payhawk is a spend management company founded in 2018 in Bulgaria by Hristo Borisov, Konstantin Dzhengozov and Boyko Karadzhov, now headquartered in London with offices in New York, Amsterdam, Barcelona,…

Ramp

Ramp is a United States financial operations company founded in March 2019 by Eric Glyman, Karim Atiyeh and Gene Lee, headquartered in New York. It addresses a problem common to…

Finan

Finan is a Vietnamese fintech founded in 2021 by brothers Bui Hai Long and Bui Hai Nam, headquartered in Thu Duc, Ho Chi Minh City. It builds financial operating tools…

Connect Earth

Connect Earth is a London-based climate fintech founded in 2021 that supplies emissions and ESG data to financial institutions through an API-first platform. Its original product estimates the carbon footprint…

Kudos

Kudos is a US consumer fintech operating an AI-powered smart wallet delivered as a browser extension and mobile app. At online checkout it identifies which of the user’s existing credit…