FRISS Trust Automation Platform

FRISS is a software company founded in 2006 by Jeroen Morrenhof and Christian van Leeuwen, with its registered entity in Utrecht, the Netherlands, and a US headquarters in Mason, Ohio. It serves property and casualty insurers that need to stop fraud and bad risks without slowing honest customers.

Its Trust Automation platform, launched in 2022, scores quotes, renewals and claims in real time using data and AI and attaches reasons to each score. Modules cover underwriting analytics, claims analytics with fraud network detection, SIU investigations, daily sanctions and PEP screening, and Media Check for manipulated, reused or AI-generated images and PDFs. It integrates with Guidewire, Duck Creek and Sapiens and uses data partners such as Verisk, Carfax and Creditsafe. Clients include UNIQA, RISK Insurance, INTERAMERICAN, FCCI and Santalucía.

• Underwriting analytics: Scores applications at quote and renewal for risk and fraud.
• Claims analytics: Flags suspicious claims and surfaces hidden fraud networks.
• Investigations: Supports structured, confidential case work for SIU teams.
• KYC and compliance: Screens policyholders daily against sanctions and PEP lists.
• Media Check: Detects manipulated, reused and AI-generated images and PDFs.
• Core integrations: Connects to Guidewire, Duck Creek and Sapiens systems.

A Vietnamese motor insurer can detect edited accident photos and repeated claim images before payout. A non-life insurer can screen new policies against sanctions lists and score risk at quote. A claims department can prioritise SIU investigations based on network analysis.

FRISS reports 75% fewer false positives and 90% of honest claims fast-tracked for its clients. UNIQA achieved 21 million USD in total fraud savings in its first two years, with savings per investigator rising from 550,000 USD to 2 million USD. Trustworthy applications can be bound straight through at quote, improving customer experience.

Insurance fraud is growing as claims move online and generative AI makes it easy to fake photos and documents. Non-life insurers in Vietnam and Southeast Asia, especially in motor and health lines, are looking for automated fraud scoring that also lets honest claims be paid faster.

Founded in 2006; registered entity FRISS Fraudebestrijding B.V. in Utrecht, with a US headquarters in Mason, Ohio. Raised a 15 million EUR Series A in 2017. Certified as a B Corporation in April 2025 and named Microsoft ISV Partner of the Year 2025. Reports 300+ implementations in 45+ countries.