
1. Technology overview
2C2P, now branded 2C2P by Antom, is a Singapore-headquartered payments company with more than 500 team members across Southeast Asia. It serves merchants of all sizes, from airlines and hotels to e-commerce platforms, that need to accept and send payments across Indonesia, Malaysia, the Philippines, Singapore, Thailand and Vietnam.
Through one point of integration, businesses accept cards, digital wallets and over-the-counter payments, create no-code payment links, offer instalments, and take in-person payments on smart terminals. Make Payments handles payouts and remittance, and Issuing lets clients launch customised cards and wallets. A developer portal, demo and production gateway environments and the 123 merchant portal support integration and operations.
2. Highlighted features & specifications
- Accept Payments: Takes cards, digital wallets and over-the-counter payments.
- Payment links: Lets merchants collect money without writing code.
- Instalments: Offers pay-by-instalment options at checkout.
- Make Payments: Sends payouts and remittances to recipients.
- Issuing: Launches customised cards and wallets for clients.
- In-person terminals: Supports smart POS terminals for physical stores.
3. Potential application
A Vietnamese airline or hotel chain can accept regional cards and wallets from travellers in one checkout. An online retailer expanding to Thailand and Indonesia can add local payment methods without new acquirers. A marketplace can pay sellers across ASEAN through the payouts product.
4. Benefits
Merchants reach regional payment methods in six Southeast Asian markets through a single integration instead of separate local acquirers. Over-the-counter payments are available at more than 600,000 locations across Asia, which helps reach cash-preferring customers. A broad compliance set, including PCI DSS, SOC 2 Type 2 and ISO 27701, eases security reviews by enterprise buyers.
5. Market trends & opportunities
Southeast Asian consumers use a fragmented mix of cards, wallets, QR and cash, so regional merchants want one provider that covers every market. Airlines, travel and e-commerce players expanding across ASEAN, including into Vietnam, increasingly consolidate acceptance, payouts and issuing with a single partner.
6. Other information
Headquartered in Singapore with a Bangkok office, operating in six markets including Vietnam. Brand now presented as 2C2P by Antom. Certified for PCI DSS, PCI 3DS, ISO/IEC 27001, ISO 27701, SOC 2 Type 2 and CSA STAR Level 2, with an AWS partnership. Founding year not stated on the website.
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