Adfin Payments and Credit Control

Adfin (Adfin Financial Services Ltd) is a payments and credit control platform that helps businesses get paid on time. The pages reviewed do not state a founding year or address; the UK focus is implied by its late-payment statistics and company form. It targets late invoice payment, which the funding article says affects about 63% of UK businesses.

The platform combines payments (direct debit, cards and bank transfers) with credit control, from scheduled reminders to AI agents that personalise chasing. It creates invoices from CSVs, images and PDFs, integrates with Xero and QuickBooks, and offers APIs and an MCP server. The site claims 2,500+ businesses across accountancy, recruitment, property and IT.

• Payments: direct debit, cards and bank transfers in one place with daily settlement.
• Credit control: scheduled reminders through to AI agents that personalise chasing.
• Invoice creation: from CSVs, images and PDFs.
• Accounting integrations: Xero, QuickBooks and other tools.
• Developer tools: APIs, an MCP server and a Developer Center.
• Controls: admin access controls and logged, auditable interactions.

A Vietnamese accounting or IT services firm automating invoice reminders and payment collection. An agency or recruiter reducing days sales outstanding. An accounting software vendor embedding collection tools through the API.

Direct debit mandates are signed three times faster, per the funding article. Customers see 9% of invoices paid late, which the company says is about seven times better than the national figure (self-reported). Free to sign up with no contract; pricing tied to successful payments. Integrates with Xero and QuickBooks.

Late B2B payment is a cash-flow problem for SMEs, and finance automation with AI agents is being adopted to shorten collection cycles. Vietnamese SMEs, accounting firms and service providers face long receivable cycles and could use similar automated reminder and collection tools.

Series A of $18M published 12 May 2026, led by Index Ventures with Visionaries Club and angels including Miro founder Andrey Khusid; over $30M raised in under two years. Site states GDPR compliance with hosting in Europe.