
1. Technology overview
BVNK is a London-registered stablecoin payments infrastructure company that lets payment providers, platforms and enterprises move money between fiat and stablecoins. It holds more than 40 licences and registrations across the UK, EU and US, and works with businesses processing at least US$500,000 a month that want to add stablecoin rails without building custody, compliance and banking connections themselves.
The platform is organised into modules: Send for global payouts, Receive for stablecoin acceptance with fiat settlement, Store for fiat and stablecoin accounts and wallets, Convert for fiat-stablecoin FX, Spend for virtual cards linked to stablecoin balances, Earn for rewards on idle balances and Deploy for self-managed stablecoin infrastructure. Customers integrate through APIs and include global payment companies, payroll platforms and treasury providers.
2. Highlighted features & specifications
- Send: Makes global payouts in stablecoins or fiat.
- Receive: Accepts stablecoin payments with settlement in fiat.
- Store: Holds fiat and stablecoin balances in accounts and wallets.
- Convert: Exchanges between fiat currencies and stablecoins.
- Spend: Issues virtual cards linked to stablecoin balances.
- Deploy: Provides infrastructure for self-managed stablecoin operations.
3. Potential application
A Vietnamese payment intermediary or remittance company can add stablecoin settlement for inbound corridors. A software outsourcing firm can pay overseas contractors through stablecoin payouts. A cross-border e-commerce platform can collect from global buyers in stablecoins and settle in fiat.
4. Benefits
Businesses add stablecoin collection, payouts and accounts in more than 130 countries through one provider that already holds over 40 licences. The platform reports 99.9% uptime and safeguards 100% of customer e-money funds. ISO 27001, SOC 1 Type II and SOC 2 Type II controls reduce vendor due diligence for regulated buyers.
5. Market trends & opportunities
Card networks and global payment firms are building stablecoin rails for cross-border B2B payments, payouts and treasury, shown by Mastercard's acquisition of BVNK. Asian remittance and trade payment providers are adding stablecoin settlement to reduce pre-funding and speed up cross-border flows.
6. Other information
Registered in London. Mastercard completed its acquisition of BVNK on 3 August 2026, and the BVNK website and products continue under the BVNK brand alongside Mastercard. Holds an FCA-regulated EMI licence in the UK, an EMI in Malta and US money transmitter licences.
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