Capchase Vendor Financing Platform

Capchase Inc. is a New York-based vendor financing company for B2B software and hardware sellers. It describes itself as both the lender and the deal financing software, built for sales reps at vendors and resellers. Vendors get paid upfront on annual or multi-year deals while buyers pay over time.

Sales reps send a quote and receive a single branded link covering contract e-signing and payment setup. Credit decisions are based on the buyer's legal name and address, with no buyer financial disclosures. An AI agent named Mila handles quotes sent by email, and bespoke programs offer white-labeled captive financing. It connects to Salesforce, Slack, Microsoft Teams and email.

• Deal financing links: One branded link for quote, e-signing and payment setup.
• Flexible proposals: Monthly, quarterly or deferred payment structures.
• Instant credit decisions: Based on the buyer's legal name and address.
• Mila AI agent: Turns emailed quotes into payment links with the contract.
• Bespoke programs: White-labeled captive financing for large vendors.
• Workflow integrations: Salesforce, Slack, Microsoft Teams and email.

A Vietnamese SaaS or cloud vendor could offer annual contracts paid in installments to enterprise buyers. An IT hardware reseller could finance large project deals. A technology distributor could set up a white-labeled captive financing program for its channel.

Vendors receive revenue from multi-year deals upfront while offering buyers flexible terms. The site reports 97% of applications decisioned in under 30 seconds and 30-40% higher win rates, as company claims. Interest can be vendor-subsidized, buyer-covered or split.

Enterprise software and technology vendors increasingly offer deferred and installment payment terms to close larger deals without hurting cash flow. Vietnamese IT, SaaS and equipment resellers selling to enterprises face similar long payment cycles, which makes channel financing relevant to the region.

Capchase Inc., New York. Announced $200 million in funding in May 2026; operates in nine countries per Raising.fi. SOC 2 and GDPR badges on the site. Customer testimonials from Barracuda, Datarails and MicroAge.