Cobo Digital Asset Custody & Wallet-as-a-Service

Cobo is a digital asset custody and wallet infrastructure company founded in 2017 by Discus Fish and Dr Changhao Jiang, with headquarters set up in Singapore in 2020. It gives exchanges, funds, payment firms, brokerages and financial services companies the secure wallet rails needed to hold, move and settle digital assets.

Through one API and SDK stack, Cobo offers four wallet types: custodial wallets secured by HSMs and Intel SGX, MPC wallets whose TSS nodes run in trusted execution environments, smart contract wallets and exchange wallets. A built-in policy engine enforces risk controls for each user, wallet and transaction, while AML/KYT screening via Chainalysis and Elliptic, staking, OTC, token swap and reporting apps run on Cobo Portal across 80+ chains and 3,000+ tokens.

• Custodial wallets: Hardware-isolated key storage using HSMs and Intel SGX.
• MPC wallets: Distributed TSS signing nodes run inside trusted execution environments.
• Policy engine: Custom risk controls apply to every user, wallet and transaction.
• Compliance screening: AML/KYT checks are integrated with Chainalysis and Elliptic.
• Exchange and payment tools: Hot-warm-cold setups, token sweeping, address rotation and fiat ramps.
• Portal apps: Staking, OTC, token swap, earn and audit-ready reports run in Cobo Portal.

A Vietnamese securities company joining the crypto-asset pilot can run customer wallets on Cobo's exchange wallet stack. A payment company can accept and settle stablecoin pay-ins and payouts with built-in KYT. A corporate treasury can keep most reserves in cold custody under approval policies.

Cobo cites a record of no breaches since 2017 and more than US$3.8 trillion in transactions secured. Institutions can launch wallets faster on a single API across custodial, MPC, smart contract and exchange models. Automated sweeping, gas payments and AML screening cut manual operations, and 90–95% of assets can stay in cold storage while liquidity remains available. Support responds in under five minutes.

Stablecoin payments, tokenized assets and AI agents that transact on-chain are pushing brokers, payment firms and banks to adopt institutional wallet infrastructure. In Southeast Asia and Vietnam, the pilot regulated crypto-asset market and growing cross-border stablecoin flows raise demand for licensed, audited custody and wallet providers.

Founded in 2017 by Discus Fish (Mao Shixing) and Dr Changhao Jiang; headquarters set up in Singapore in 2020. Raised a US$13M Series A in 2018 and a US$40M Series B in 2021 led by DST Global, IMO Ventures and A&T Capital. SOC 2 Type II certified since 2023, ISO 27001 compliant and licensed in Hong Kong and the United States.