ConnectSure Embedded Insurance Infrastructure

Embed Financial Group Holdings (EFGH) is a digital financial infrastructure company headquartered in Singapore. It designs and operates embedded payments, programmable protection and digital systems for governments, regulated financial institutions and enterprise platforms across Asia and Africa. Its Singapore office was established in July 2024.

ConnectSure is its embedded insurance infrastructure, connecting partner platforms to multiple insurance issuers through a single integration. SMEsure builds on ConnectSure to combine operations, financing access and embedded insurance for small businesses and is live in Singapore. EFGH works with insurers, banks, telecoms and enterprise platforms.

• Single integration: connects a partner platform to multiple insurance issuers through one API link.
• Embedded insurance journeys: places cover inside digital customer flows of banks, telecoms and platforms.
• SMEsure bundle: combines operations, financing access and embedded insurance for small businesses.
• Financial rails: payment and settlement components that sit alongside insurance products.
• Digital wallet: wallet layer for underserved consumers and small businesses.

A Vietnamese bank or e-wallet could embed micro-insurance into payment flows through one integration. A telecom operator could bundle device or personal accident cover with data plans. An insurer could reach new channels without building separate integrations per partner.

One integration reaches multiple insurance issuers, which reduces partner integration effort. Embedded insurance can be added to existing apps without building a policy stack. A bundle of operations, financing access and insurance is available for small businesses through SMEsure.

Embedded insurance distributed through banks, telecoms and super-apps is growing across Southeast Asia, where insurance penetration remains low. Vietnam is a focus market, with EFGH registering a Vietnam office and tech hub in January 2026.

Headquartered at 63 Robinson Road, Singapore. Filed a Form F-4 with the US SEC for a business combination with WinVest Acquisition Corp (press release dated 28 May 2026). Offices in Indonesia, Nigeria, Zimbabwe, Botswana, DRC, Ghana, Liberia, Sierra Leone, plus a Vietnam office listed from January 2026. Partners include China Communications Technology and iAPPS Health Group.