dtcpay Stablecoin Payments Platform

dtcpay is a Singapore-headquartered payments company founded in 2019 and operated by Digital Treasures Center Pte Ltd, which is licensed by the Monetary Authority of Singapore. It builds infrastructure that connects digital assets with traditional finance so businesses can accept, store and transact in stablecoins.

The product range includes a business portal with business accounts, business cards, FX swap, global acceptance, online checkout and in-store POS. For financial institutions it offers wallet service, card service, virtual accounts and Stablecoin-as-a-Service through an API reference guide.

• Business account: multi-currency business account with business cards and corporate workflow.
• Global acceptance: online checkout and in-store POS+ that accept stablecoin payments.
• FX and swap: currency swap and global payment within the business portal.
• Stablecoin-as-a-Service: stablecoin capabilities packaged for institutions.
• Wallet and card service: white-label wallet and card issuing for institutions.
• API reference: documented APIs and FI virtual accounts for integration.

• Vietnamese exporters receiving cross-border payments from overseas buyers through stablecoin rails.
• Retail and hospitality merchants accepting stablecoin payments from foreign visitors via POS.
• Banks or fintechs embedding wallets and cards through the institution services.

• Businesses can accept and settle stablecoin payments alongside conventional payment methods.
• The company states cross-border settlement is faster and cheaper than SWIFT and correspondent banking.
• Operated by an entity licensed by the Monetary Authority of Singapore.
• Financial institutions can add wallets, cards and virtual accounts through APIs.

Stablecoins are gaining use as a settlement layer for cross-border business payments, with Southeast Asian providers raising capital in 2026 to build regulated rails. Demand comes from companies seeking faster, lower-cost transfers than correspondent banking. Vietnam's trade-heavy economy is a natural fit for such corridors.

Founded 2019, Singapore. Series A of USD 10 million led by Vertex Ventures SEA & India, extended to USD 25 million in 2026-09 with SBI Group, Genedant Capital and Kwee Liong Tek. Earlier USD 16.5 million pre-Series A in 2023-06. Visa stablecoin card partnership.