Intelligrow Digital Lending and Core Banking

Intelligrow is a digital lending and core banking software provider based at Deshpande Startups in Hubballi, Karnataka, India. It builds software for NBFCs, microfinance institutions, cooperatives, banks and fintechs, and also offers implementation services for Mifos and Apache Fineract.

The product line covers loan origination, credit assessment, loan management, collections, loan analytics and deposit management. Solutions are packaged by segment: NBFC digital lending, microfinance with group lending and centre meetings, core banking with savings and multi-branch operations, cooperative banking with member management, and P2P lending. Case studies list IIB Global, Liquiloans, BharatPe and LT Cooperative Bank.

• Loan origination and credit assessment: digital application, bureau integrations and approval workflow.
• Loan management and collections: servicing, field collections and analytics.
• Microfinance: group lending, centre meetings, savings management and branch operations.
• Core banking: savings, deposits, accounting and multi-branch operations.
• Cooperative banking: member management, loans, savings and reporting.
• Mifos and Apache Fineract services: implementation, customisation, migration and support.

A Vietnamese microfinance programme could manage group loans and centre meetings with a field collection app. A people's credit fund could track member savings and loans in one system. A consumer finance company could automate loan approval workflows and bureau checks.

Segment-specific packages cover microfinance group lending, cooperative member management and NBFC lending, so buyers avoid assembling modules themselves. Field collection and centre meeting features support rural branch operations. Mifos and Fineract services allow institutions to adopt open-source cores with vendor support. A free consultation is offered before commitment.

Indian NBFCs, microfinance institutions and cooperatives are digitising lending and field collection, and many look for lower-cost cores built on open-source projects such as Apache Fineract. Similar needs exist among Vietnamese credit funds, microfinance programmes and consumer finance companies in Southeast Asia.

Address at Deshpande Startups, Gokul Road, Hubballi, Karnataka, India. The site lists customers including Celestium Financial, LiquiLoans, RocketFin, BharatPe Capital, IIB Group, Women's Development Business Trust and Stoke Diaspora Sacco. Founding year is not stated.