Intensel Extreme Weather Risk Intelligence

Intensel Limited is a Hong Kong registered climate analytics company with its office in Central, Hong Kong, focused on extreme weather risk in Asia and globally. It helps financial institutions, real estate owners, insurers and supply chain operators price and manage losses from rainfall floods, storm surges, typhoons and wildfires.

Its asset-level platform combines a proprietary hydrology digital twin with an insurance-style Hazard x Exposure x Vulnerability model, producing flood depth and velocity, Climate Value at Risk, Average Annual Loss, credit spread adjustments and disruption estimates across 20 hazards and SSP/RCP scenarios up to 2100. Maps as a Service delivers 0.5 to 2 metre hazard layers via API, and Hazard Deep Dives run HEC-RAS based pluvial flood simulations for critical assets. Users include central banks, asset managers, insurers and consulting firms.

• Climate data analytics platform: Asset-level dashboard that turns physical hazard data into financial loss metrics.
• Multi-hazard coverage: Assesses portfolios across 20 hazards including flood, typhoon, storm surge and wildfire.
• Scenario projections: Runs SSP/RCP scenarios on monthly, yearly or multi-year horizons up to 2100.
• Maps as a Service: Provides high-resolution flood depth, velocity and storm surge layers via API or data files.
• Hazard Deep Dive: Runs asset-specific hydrological simulations including drainage, flood walls and levees.
• TCFD climate risk report: Generates reports that support climate-related disclosures to stakeholders.

• A real estate developer in Ho Chi Minh City checks flood depth and velocity around a planned project and estimates adaptation costs before acquisition.
• A non-life insurer prices typhoon and storm surge cover for factories along the central coast using hyper-local hazard layers.
• A bank calculates climate value at risk for its collateral portfolio as input to climate risk disclosures.

• Converts hazard data into financial metrics such as CVaR, AAL and credit spread adjustments for lending and investment decisions.
• Hazard maps at 0.5 to 2 metre resolution, finer than common 30 metre models, validated at 94% accuracy in flood extent against satellite imagery.
• Models co-occurring events such as typhoon, storm surge and rainfall together rather than one hazard at a time.
• Supports TCFD-style climate risk reporting and adaptation-adjusted analysis for resilience planning.

Urban flooding and typhoons are among the most costly climate hazards in Asia, and banks, insurers and real estate investors in the region face growing pressure to quantify them under TCFD and ISSB S2. Vietnam, with dense assets in flood-prone Ho Chi Minh City, the Mekong Delta and the central coast, is a market where street-level flood intelligence is directly relevant to lending, underwriting and site selection.

Intensel Limited is a limited liability company registered in Hong Kong (registered number 2828445) with its office at Chinachem Tower, Central. Awards listed on its site include the Global Sustainable Finance Technology Challenge at COP28 (2023), a Hong Kong ICT Award (2023), recognition in the HKMA Green Fintech Competition (2023) and the MAS Global FinTech Innovation Challenge (2020). Listed as a GRESB solutions provider in 2025.