Lendsqr Lending-as-a-Service

Lendsqr, Inc. describes itself as a lending-as-a-service cloud platform for licensed lenders. The About page says the company launched in 2018 and that lenders on four continents run on the platform. The site does not state a headquarters.

The platform covers the lending lifecycle from origination, decisioning and approval to disbursement and collections. Products include a back office, channels (web, mobile, USSD and APIs), loan product management, savings and investments, payments and collections, and Adjutor lending APIs. Segments served include banks, fintechs and microfinance institutions, and the site shows Sterling, Tolaram, Baobab, Asha and Kredi.

• Origination and decisioning: loan applications, decision rules and approvals.
• Disbursement and collections: payments and repayment collection workflows.
• Loan product management: configurable loan products for banks, fintechs and MFIs.
• Savings and investments: deposit products alongside lending.
• Channels: web, mobile, USSD and API delivery.
• Adjutor lending APIs: direct debit and blacklist checks for lenders.

A Vietnamese consumer finance company could launch a new loan product on a rented platform. A people's credit fund could run member loans with approval workflows and collections. A non-profit microfinance programme could use the free offer for non-profits to pilot digital lending.

Lenders launch on a ready platform instead of building one; the site claims launch at 5% of the cost of building a proprietary platform. Starter, Scale and Enterprise packages fit different lender sizes. Multi-channel delivery through web, mobile, USSD and APIs reaches borrowers without branches. Free access for non-profits and DFIs was announced in June 2025.

Licensed lenders, cooperatives and microfinance institutions in emerging markets increasingly rent lending software rather than build it, and add mobile and USSD channels. Embedded and online lending are growing across Africa and Southeast Asia, including Vietnam's consumer finance and cooperative credit sectors.

Launched in 2018 per the About page. Footer names Lendsqr, Inc. In June 2025 the company announced free lending technology for non-profits and DFIs. Headquarters is not stated on the site.