
1. Technology overview
LivWell is an InsurTech company that describes itself as Singapore-based, with a Vietnamese-language site and a LivWell Vietnam leadership team. It helps employers move beyond traditional insurance cover toward workplace wellness, combining insurance, technology and partners.
OneHealth bundles health insurance, healthcare benefits such as gym access and periodic check-ups, engagement activities and technology. The LivWell app offers online claims, AI Face Scan health checks, habit tracking and challenges, while a Corporate Platform admin portal shows HR teams health trends and claims data. LivWell reports more than 450 partner businesses and lists insurers such as PTI, Bao Viet, PVI and BIC.
2. Highlighted features & specifications
- Corporate Platform: HR admin portal with real-time health trends and claims data sync.
- Online claims: employees submit and track claims in the LivWell app.
- AI Face Scan: 30-second face scan health check inside the app.
- Wellness engagement: step tracking, internal challenges, LW points and rewards.
- Healthcare benefits: gym access and periodic check-ups bundled with insurance.
- Insurer integration: direct API integration with partner insurers.
3. Potential application
An SME or start-up in Ho Chi Minh City could replace a basic insurance package with a combined benefit and wellness programme. A retailer with many branches could run step challenges and reward points to lift engagement. HR could use claims and health-trend data to plan check-up budgets.
4. Benefits
Combines insurance and wellness benefits in one app and one HR portal. Employers see health trends and claims data in real time. Employees earn LW points for steps and healthy habits and redeem rewards, which supports engagement. The company reports more than 450 partner businesses.
5. Market trends & opportunities
Vietnamese employers, especially SMEs and start-ups, increasingly compete on health and wellness benefits rather than medical reimbursement alone. Insurtech platforms that join insurance, preventive care and engagement data respond to this shift, and LivWell is adding condition-focused cover starting with cancer.
6. Other information
Describes itself as a Singapore-based InsurTech with a LivWell Vietnam team; co-founders Nikhil Verma, Vikas Dhar and Bala Ambat. VnExpress (July 2026) reports more than 320,000 users and 450 businesses served since 2020 and plans for cancer cover.
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