Merkle Science Compass Crypto Transaction Monitoring

Merkle Science is a blockchain analytics and crypto risk company with offices in the United States, London, Singapore and Bangalore. It builds AI-powered on-chain analytics so that crypto businesses, financial institutions and investigators can detect illicit activity, meet AML, KYC and CFT obligations and respond to hacks and scams.

Compass is its behavior-based transaction monitoring and risk reporting product. It screens addresses and transactions against sanctions lists, darknet markets, mixers and scam clusters, combining source-of-funds analysis with behavioral rules to catch suspicious wallets beyond blacklists. Compliance teams configure alerts by jurisdiction and policy, monitor searched addresses continuously and generate case reports with fund-flow graphs. Tracker adds forensic tracing across 10,000+ assets and 200 bridges.

• Illicit activity screening: Monitors sanctioned addresses, darknet markets, mixers and scammers.
• Behavior-based rules: Combines source-of-funds analysis with behavioral models beyond blacklists.
• Customisable alerts: Risk alerts are configured by jurisdiction, business type and compliance policy.
• Continuous monitoring: Searched addresses and transactions are re-checked for risk changes in real time.
• Case management and reporting: Fund-flow graphs, case notes and audit trails support regulatory reports.
• Cross-chain forensics: Tracker traces funds across 10,000+ assets and 200 bridges.

A crypto-asset trading platform licensed under Vietnam's pilot can screen customer deposits and withdrawals for sanctions and scam exposure. A bank's financial crime unit can check wallet addresses linked to fraud cases. A payment company accepting stablecoins can continuously monitor merchant wallets.

Behavioral rules flag risky wallets before they appear on public blacklists, reducing exposure to sanctioned or criminal funds. Configurable rule libraries and risk policies cut manual review and help firms prepare licence applications. Continuous monitoring sends real-time alerts when an address changes risk level. Automated reports with audit trails simplify record keeping and regulatory reporting.

FATF standards, MiCA in Europe and licensing regimes in Hong Kong, Singapore and the UAE require crypto service providers and banks to monitor on-chain transactions. Vietnam's pilot regulated crypto-asset market and rising online fraud are increasing demand for transaction monitoring that local licensees can show to supervisors.

US entity Merkle Science Americas Inc., Brooklyn, New York, with offices in London, Singapore and Bangalore. Reports 70+ companies as clients. Other products include Tracker, KYBB due diligence, an on-chain Data Platform, Onchain Pulse and a training institute offering MiCAR and AML/CFT certifications. Partnered with Sui to strengthen blockchain security.