Natural Agentic Payments

Natural (Natural AI, Inc.) is a fintech company building a payments stack for AI agents. A funding article calls it a US startup led by CEO Kahlil Lalji with co-founders Eric Wang and Walt Leung; banking services are provided by Column N.A., Member FDIC, and the company states it is not a bank. It addresses the lack of payment identity, traceability and dispute handling when software agents spend money.

The platform offers products such as Wallets, Vaults, Pay, Request, Transfer and Connect, with Accept, Cards, Credit, Voice, Billing and others announced. Agents receive stable identities, payments are traceable and Natural mediates disputes. Developers integrate through an SDK, CLI, MCP server and API, including with Claude Code and Codex.

• Wallets: accounts that AI agents can hold and spend from.
• Vaults: one-way accounts that agents can pay into but never withdraw from.
• Pay, Request and Transfer: agent-to-business payments and collection requests.
• Identity and observability: stable agent identities and traceable payments.
• Disputes and compliance: Natural mediates disputes with built-in compliance.
• Developer tools: SDK, CLI, MCP server and API.

A Vietnamese AI startup letting its agents pay API and cloud vendors with spend limits. An e-commerce platform enabling shopping agents to pay merchants with traceable transactions. A fintech building agent-driven procurement workflows.

Gives AI agents stable identities and traceable payments. Natural mediates disputes between parties. Deposits are FDIC-insured through Column N.A. under stated conditions, and uptime is stated at 99.99%. Developers can start with an SDK, CLI or MCP command.

AI agents are starting to transact on behalf of businesses, creating demand for payment rails with identity, limits and dispute handling. Vietnamese fintechs, e-commerce platforms and AI developers building agent workflows may need similar controls as agentic commerce emerges in Southeast Asia.

Series A of $30M published 21 July 2026, led by Forerunner, with total capital above $40M and 17 employees per the article. Banking services by Column N.A., Member FDIC. Roughly 13 products planned, 6 generally available at the time.