Partior Blockchain Clearing & Settlement Network

Partior is a Singapore company incorporated in 2021 by DBS, J.P. Morgan, Standard Chartered and Temasek, growing out of the MAS-led Project Ubin. It addresses slow, costly correspondent banking by giving banks a shared, always-on network for cross-border payments and foreign exchange settlement.

The platform is a unified ledger that works alongside banks' existing systems. Partior Payments provides real-time, 24/7 multi-currency clearing and settlement with pre-validation, guaranteed finality and liquidity visibility. Partior FX Settlement offers atomic payment-versus-payment settlement without cut-offs. USD, EUR and SGD are live, and settlement banks serve beneficiary banks that then offer faster payments to their corporate and institutional clients. Users include DBS, J.P. Morgan, Standard Chartered, Deutsche Bank and Emirates NBD.

• Real-time clearing: Clears and settles payments 24/7 across currencies.
• Pre-validation: Checks payments before execution to avoid failures.
• Guaranteed finality: Makes settlement final and traceable on a shared ledger.
• FX settlement: Executes atomic payment-versus-payment without cut-offs.
• Liquidity visibility: Shows banks their positions continuously.
• Programmability: Supports programmable payment workflows on the ledger.

A Vietnamese commercial bank can join as a beneficiary bank to receive real-time USD payments for exporters. A bank's treasury team can use PvP settlement to cut FX settlement risk with regional counterparts. A bank can offer large corporates faster supplier payments to Singapore and the Middle East.

Banks settle cross-border payments in real time around the clock instead of waiting for correspondent chains and cut-off times. Pre-validation and guaranteed finality reduce failed and returned payments. Atomic PvP settlement removes FX settlement risk and post-settlement reconciliation, and one network connection reaches multiple settlement banks.

Central banks and global banks are moving wholesale settlement onto shared ledgers and tokenised deposits to make cross-border payments faster and cheaper, a G20 priority. Asian banks are testing these networks to serve exporters and corporates that need same-day international payments.

Incorporated in Singapore in 2021 by DBS, J.P. Morgan, Standard Chartered and Temasek after Project Ubin. Network went live in 2023 with SOC 2 Type 1 certification. Series B in 2024 led by Peak XV; other investors include Valor, Jump and Deutsche Bank. Won a G20 TechSprint category in 2022.