Thunes Direct Global Network

Thunes is a Singapore-headquartered cross-border payments network with 14 offices worldwide. It lets platforms, money transfer operators, payment providers and banks move money into local accounts, wallets and cards without building separate connections in every country.

The Direct Global Network connects members through API or Swift to real-time payout and collection rails in more than 140 countries and 90 currencies. Pay products deliver funds to mobile wallets, stablecoin wallets, bank accounts and cards; Accept products collect via wallets, bank payments, vouchers and BNPL; SmartX Treasury manages FX and liquidity; and Fortress Compliance handles local regulatory and risk controls. Business Payments add local ACH and USD wires for B2B flows.

• Pay to wallets and accounts: Sends real-time payouts to mobile wallets, bank accounts and cards.
• Pay to stablecoin wallets: Delivers funds to stablecoin wallets, including for banks via Swift.
• Accept: Collects payments through wallets, bank transfers, vouchers and BNPL.
• SmartX Treasury: Manages FX and liquidity across 90 currencies.
• Fortress Compliance: Applies local regulatory adherence and risk controls.
• API and Swift access: Lets fintechs and banks connect through their preferred channel.

A Vietnamese bank or remittance company can offer instant outbound transfers to wallets abroad through one connection. A local marketplace can pay overseas sellers and freelancers in their own currencies. An e-wallet can receive inbound remittances from partner networks worldwide.

One integration reaches more than 12 billion mobile wallets, stablecoin wallets and bank accounts plus 15 billion cards across 220 payment methods. Thunes reports that 85% of transactions settle immediately. Members get transparent pricing on FX and fees, and compliance is handled through licences in 50 markets, which removes the need to negotiate country-by-country partnerships.

Remittances, gig worker payouts and cross-border e-commerce are shifting to instant delivery into wallets and local accounts, and stablecoins are entering mainstream payout corridors. Southeast Asia, with high wallet adoption and large inbound remittance flows including to Vietnam, is a core market for such networks.

Headquartered in Singapore with offices in cities including London, New York, Paris, Dubai, Shanghai and Manila. Licensed in 50 markets, PCI DSS and ISO 27001 compliant. Network members include Uber, Deliveroo, Grab and WeChat. Limonetik is now part of Thunes as Thunes Collections.