Traxpay Dynamic Financing Platform

Traxpay is a supply chain finance provider headquartered in Frankfurt am Main, Germany. It supplies banks and corporates with a Dynamic Financing Platform that digitises supplier financing, receivables sales and guarantees. The site does not state its founding year.

The suite covers post-maturity financing, dynamic supplier financing, digital guarantees and digital receivables sales, plus a working capital calculator and sustainability tools. Digital trade bills use technology from enigio (trace:original), and the site states that no IT integration is needed on the supplier side. Bank partners and affiliations shown include Deutsche Bank, DZ Bank, KfW IPEX-Bank, LBBW and Raiffeisen Bank International.

• Dynamic supplier financing: flexible early payment financing for suppliers.
• Post maturity financing: financing of receivables after the invoice due date.
• Digital receivables sales: sale of receivables to financiers on the platform.
• Digital guarantees: guarantees issued and managed digitally.
• Digital trade bills: electronic bills of exchange for supply chain finance on enigio technology.
• Working capital calculator: tool to estimate programme impact.

A Vietnamese bank could run an anchor-buyer programme for exporters selling to European importers using digital receivables sales. A multinational with Vietnamese suppliers could offer dynamic early payment through partner banks.

Banks can offer supplier financing programmes without heavy integration at the supplier side. Digital trade bills and receivables sales extend financing beyond approved invoices. Buyers can use the working capital calculator to size programme benefits. ISO 27001 and a TUV certificate are listed for security assurance.

Banks in Europe and Asia are moving supply chain finance toward digital trade documents such as electronic bills of exchange, supported by interoperability work at ICC DSI. Vietnamese banks building supplier financing programmes can reference this model.

Headquartered at Schleusenstrasse 17, Frankfurt am Main. Included in Gartner 2024 Market Guide for Supply Chain Finance Platforms (news of 28 Aug 2024). Treasury des Jahres 2025 award (2 Dec 2025). Certifications: ISO 27001, TUV Austria Deutschland.