Wallester

Wallester is a card-issuing and banking-as-a-service company founded in 2016 and headquartered in Tallinn, Estonia. It licenses its own Visa principal membership and issuing infrastructure to businesses and fintech platforms that want to launch branded payment cards and multi-currency IBAN accounts without applying for their own banking licenses.

The platform is offered as Wallester Business, a ready card program for company expense management, and Wallester White-Label, an API-based issuing engine that partners embed into their own apps. Modules cover virtual and physical Visa card issuance, real-time spend controls, digital wallet provisioning and accounting-system integrations. Customers include SMEs managing corporate spending and fintech platforms building embedded card products.

1. Wallester Business: Ready-made corporate card program with real-time expense tracking.

2. Wallester White-Label: API for partners to issue their own branded Visa cards.

3. Virtual and physical card issuing: Supports debit, prepaid and credit card types.

4. Multi-currency IBAN accounts: Holds and moves funds across several currencies.

5. Spend controls: Sets per-card limits and category restrictions in real time.

6. Accounting integrations: Connects to Xero, Sage, QuickBooks and NetSuite.