
1. Technology overview
WinFactor is accounts receivable factoring software for factoring companies, including trucking and freight broker invoices. The site states it was established in 1995 and lists an address at 502 East Main Street, Lakeland, Florida, United States. On 9 October 2025 the company announced that Lendscape had acquired WinFactor.
The software includes AutoBuy Funding for AI-powered touchless invoice processing, a client portal, collections and treasury, a credit and fraud system, a digital wallet, document management, a mobile app and WinFactorPay. News items from April 2025 mention an integration with Peruse, and the site lists accounting, document management, payment and credit tool integrations. Named testimonials come from Capital Depot, Sunbelt Finance and GuideOn Capital Solutions.
2. Highlighted features & specifications
- AutoBuy Funding: AI-powered touchless invoice processing.
- Client Portal: customers submit invoices and view funding status.
- Collections and Treasury: collection tracking and cash management for factors.
- Credit and Fraud System: credit checks and rate sheet verification.
- Digital Wallet and WinFactorPay: payment and disbursement to clients.
- Document Management and Mobile App: document handling and a client app on iOS and Android.
3. Potential application
A Vietnamese finance company offering factoring to logistics and freight businesses could use the freight broker invoice workflows. A bank factoring unit could use the credit and fraud checks to screen debtor invoices.
4. Benefits
Factoring companies process invoices with less manual entry through AI-powered AutoBuy Funding. Credit and fraud checks sit in the same system as funding and collections. Client portal and mobile app let customers submit invoices and track funding. Backing from Lendscape adds resources for current customers.
5. Market trends & opportunities
Factoring software vendors are adding AI-based invoice processing and consolidating through acquisitions. Vietnamese banks and finance companies building factoring desks can compare such systems when digitising invoice verification and collections.
6. Other information
Established 1995; 502 East Main Street, Lakeland, Florida. Acquired by Lendscape, announced 9 October 2025. Integration with Peruse announced 16 April 2025. The site names no customers in Asia or Vietnam.
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