CoverGo AI-Native Insurance Platform

CoverGo is a global insurtech founded in February 2017 that provides a no-code, AI-ready core insurance platform for health, life and property and casualty insurers, brokers and MGAs. It targets slow product launches and manual claims and distribution processes at incumbents.

The platform combines a patented no-code product builder, omnichannel distribution for agents, brokers, bancassurance and embedded partners, policy administration and claims management with case management, portals and more than 1,000 open insurance APIs. AI agents launched in 2026 handle intelligent document processing with FWA checks, customer support and quotation, with further agents for sales, underwriting, fraud and training. Clients named on the site include AXA, Bupa, Generali, Sun Life, Prudential, MSIG, Dai-ichi Life and Marsh.

• No-code product builder: Designs insurance products by drag and drop, protected by a patent.
• Omnichannel distribution: Supports agent, broker, bancassurance, embedded and affinity channels.
• Policy administration: Manages policies, renewals, endorsements and servicing.
• Claims management: Covers intake, assessment and workflows for health claims.
• AI agents: Automate document processing, quotation, customer support and fraud checks.
• Open APIs: Provide more than 1,000 insurance APIs for integration.

A Vietnamese health insurer can launch group and individual health products in weeks and automate claim document review. An insurance broker can run quoting and distribution for corporate clients on one portal. A bank can embed partner insurance into its digital channels through APIs.

The site reports that Bupa cut product time-to-market from 6-9 months to 1-2 weeks and that the product builder saves over 90% of product-building time and cost. Claims automation reaches up to 60%, and the IDP agent is cited at 95% accuracy on claims documents. ISO 27001 and SOC 2 Type I compliance support procurement by regulated insurers.

Health insurance and bancassurance are growing across Southeast Asia, while insurers face pressure to launch products faster and cut claims costs. No-code configuration and domain-specific AI agents are replacing long custom development cycles on legacy policy systems.

Founded in February 2017; offices in Sunnyvale, New York, Singapore, Hong Kong, Ho Chi Minh City and Paris. Raised a 15 million USD Series A in 2022. Awards include Insurtech of the Year (All Asia) at the 2021 Asia Insurance Industry Awards and an ITC Asia 2026 award; named to the InsurTech100 list. ISO 27001 (2023) and SOC 2 Type I.