Napier AI Continuum

Napier AI is a London-based provider of anti-money laundering and financial crime compliance software for banks, payment firms, insurers and wealth and asset managers. It addresses the high false positive rates and slow investigations that burden compliance teams using legacy rule-based systems.

Napier AI Continuum is a modular platform with client screening against sanctions, PEP and adverse media lists, real-time payment screening, transaction monitoring that mixes rules and AI across more than 100 built-in typologies, and perpetual client risk assessment. A unified workspace carries each alert from queue to investigation and regulatory reporting, AI agents explain insights in plain language while analysts keep the decision, and a no-code sandbox lets risk teams test rules. It runs on any major cloud or on-premises and serves more than 150 financial institutions.

• Client screening: Screens customers in real time or batch against sanctions, PEP and adverse media data.
• Transaction screening: Checks payments of many types in real time before they are released.
• Transaction monitoring: Combines rules and AI with more than 100 built-in AML typologies.
• Perpetual risk assessment: Updates a 360-degree view of client risk across the lifecycle.
• No-code sandbox: Lets risk teams adjust and test rules and thresholds themselves.
• Flexible deployment: Offers Pro, Live and API-based Flow editions on cloud or on-premises.

A Vietnamese commercial bank can replace a rule-only AML system with hybrid monitoring to cut false alerts and speed up suspicious transaction reports. A cross-border payment company can screen outgoing transfers against sanctions lists in real time. A securities or asset management firm can run perpetual client risk assessment for its investors.

Napier AI states more than 90% reduction in false positives and over 65% improvement in case investigation time. Continuum Live can go live in as little as 6 days, and modules can be adopted separately under one cost of ownership. Plain-language, explainable AI output helps institutions justify decisions to regulators.

Regulators across Asia-Pacific, including Singapore and Malaysia, are raising expectations on transaction monitoring and sanctions screening, while instant cross-border payments shrink the time available to stop illicit flows. Banks are moving from static rules to explainable AI that lowers false positives without weakening auditability.

Address at 40 Bank Street, London, with offices in Belfast, Copenhagen, Dubai, Singapore, Kuala Lumpur, Sydney and New York. ISO 27001:2022 certified, SOC 2 Type 2 audited and FSQS registered. Listed in RegTech100 2025 and 2026; 2025 awards include Regulation Asia and Capital Markets Technology Awards APAC. Founding year not stated on the website.